Partner With an Experienced Broker

In the fast-paced world of small business ownership, scaling up isn't just about increasing revenue; it's about smart growth that doesn't drain your time or resources. As you grow, you'll likely outsource key functions like HR, payroll, and insurance to external providers. But here's the crucial question: Are you partnering with a strategic business ally who genuinely prioritizes your success, or are you stuck with a vendor who checks boxes and collects fees?

The difference between a strategic business partner and a mere vendor can make or break your scaling efforts. A vendor delivers a product or service transactionally, offering "one-size-fits-all" solutions with minimal customization or foresight. In contrast, a strategic partner acts as an extension of your team, proactively looking out for your best interests, anticipating risks, and aligning their expertise with your long-term goals. This is especially vital for small businesses, where every decision impacts efficiency and bottom-line growth.

Still handing out paper checks on payday? Direct deposit has become the norm for good reason. It's not just convenient, it’s a smart move that can save time, reduce risk, and improve employee satisfaction. If you're on the fence, here are our biggest reasons to make the switch.

On July 4, 2025, President Donald Trump signed the “One Big Beautiful Bill Act” (OBBB Act) into law. Among its provisions are new tax deductions for employees who earn tips and overtime. These deductions can be claimed when filing annual federal tax returns.

As a business owner, growth is always on your mind—new customers, new markets, and expanding your team. But growth comes with challenges: more responsibilities, more risk, and more complexity. That’s why partnering with the right professionals is key to scaling confidently and sustainably. One of the most strategic partnerships a growing business can make is with a Professional Employer Organization (PEO).

Managing payroll isn’t just about cutting checks. As a business owner, you’re responsible for a variety of taxes that go along with employing staff. Three key payroll taxes you’ll need to understand are FICA, FUTA, and SUTA. Each plays a different role in funding government programs—and each comes with its own rules.

Small businesses are in a competitive race to attract top talent. The question is: How do small employers compare to other job opportunities in the market? In Central Florida, businesses compete with industry giants like Amazon, Disney, and Publix Supermarkets—companies that offer robust benefits packages. But how can a small business stay competitive?

In our industry, we witness many email scams targeting small employers, and these types of scams are unfortunately on the rise. It’s important to be vigilant in authenticating any email requests that involve an employee wanting to make payroll changes to their direct deposit banking info.

Family-owned businesses are a core pillar of OMS and our local community. They are also the backbone of the U.S. economy. Today, there are over 32 million family-owned businesses, making up 60% of the U.S. workforce. These businesses play a significant role, contributing substantially to job creation, economic growth, and community stability. Although they generate $5.9 trillion in revenue annually, when it comes to succession planning, a family business falls under different rules as compared to a non-family-owned business.

Often Property & Casualty (P&C) agents think of Professional Employer Organizations (PEO) as their competition and rightfully so. A PEO, like OMS, provides small-to-medium-sized businesses with bundled services including HR, Payroll, Employee Benefits, and Workers’ Compensation Insurance, but partnering with the right PEO can provide several benefits for P&C agents and their clients: